Plan with Intent

Every CWM relationship begins with our six-step planning process, designed to clearly identify our client’s lifestyle and financial goals and develop a bespoke financial strategy to confidently pursue them.

With existing clients, we connect at least annually to reassess goals, strategies and progress. Our team is always available to consult with you throughout life’s key milestones, such as:

  • Pre-retirement and retirement
  • The death of a parent or loved one
  • Purchase of property or business
  • Marriage and divorce
  • Transition to higher education
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1
No-Obligation Introductory Call

Let’s get to know each other: you tell us about your needs, expectations and your idea of living richly, and we’ll tell you more about CWM’s approach.

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2
Initial Meeting

This meeting is about what’s important to you—still with no commitments. We’ll clarify what makes CWM different and jointly assess your risk tolerance, while listening closely to your lifestyle goals.

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3
Strategy Meeting

Your plan to live richly begins to take shape with an initial financial strategy created specifically for you. We’ll share our detailed reasoning and proprietary risk-management methodology and expand on the services we offer as your central advisor.

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4
Implementation Meeting

Now we’re ready for launch. Your CWM advisor delivers an implementation-ready financial plan, built around real returns and designed to drive real results for you. We’ll complete our client partnership agreement to begin traveling the path toward your lifestyle goals.

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5
Four-Month Follow-Through

At about four months post-launch, we reconnect to assess your account transitions and demonstrate the full spectrum of resources available to you, such as consolidated performance reporting via our cloud-based platform and access to educational and social events, available only to CWM clients.

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6
Ongoing Strategy Updates

The only constant is change. Over the long term, we take a dedicated approach to connecting regularly to reassess goals, strategies and progress. As a CWM client, you’ll have access to annual 90-minute strategy updates and plan reviews, as well as milestone check-ins as needed, to adjust your plan to align with your evolving lifestyle goals.

Manage risk to pursue

Long-Term Goals

CWM’s data-driven investment process and proprietary algorithm, our Performance Targeting System (PTS), is designed to manage risk and minimize volatility through market fluctuations, ultimately targeting the real returns necessary for you to pursue your goals.

About Real Returns

Start Your Plan

Schedule an introductory, no-pressure phone call with a CWM financial advisor to learn more about how we can help you plan with purpose.

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