Client Relationship Summary (Form CRS)
Comprehensive Wealth Management, LLC (“CWM”) is an SEC-registered investment adviser located in Lynnwood, Washington. CWM and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which CWM maintains clients. CWM may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.
Securities offered through Independent Financial Group, LLC (IFG), a registered broker-dealer. Member FINRA, SIPC. Advisory services offered through Comprehensive Wealth Management, LLC (CWM), a registered investment advisor. IFG & CWM are unaffiliated. OSJ: 12671 High Bluff Dr, Ste 200, San Diego, CA 92130.
CWM's website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of CWM’s website on the Internet should not be construed by any consumer and/or prospective client as CWM’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by CWM with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.
For information pertaining to the registration status of CWM, please contact the SEC or the state securities regulators for those states in which CWM maintains a notice filing. CWM’s written disclosure statement discusses CWM’s business operations, services, disciplinary history, and fees.
CWM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to CWM’s website or incorporated herein, and takes no responsibility therefor. Information is provided from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. All such information is provided solely for convenience purposes only, and all users thereof should be guided accordingly. When you link to the third-party website you are leaving our site and assume total responsibility for your use at these sites.
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by CWM), will be profitable or equal any historical performance level(s). Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that any investment process recommended to you will be profitable.
Certain portions of CWM’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, CWM (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from CWM, or from any other investment professional. Neither CWM or IFG is an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice. We will work with your independent tax/legal advisor to help create a plan tailored to your specific needs.
CWM is not affiliated with Facebook, Twitter, LinkedIn, Google+, YouTube or other social media websites and we have no control over how third-party sites use the information you share. Please remember that you should never communicate any personal or account information through social media and it is important to familiarize yourself with their respective privacy and security policies.
Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if CWM is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of CWM by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.
To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to CWM’s website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from CWM, or from any other investment professional.
Each client and prospective client agrees, as a condition precedent to his/her/its access to CWM’s website, to release and hold harmless CWM, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from CWM.